:root{
  --navy:#071827;--navy-2:#0b2438;--ink:#0b1f31;--blue:#168ee4;--blue-2:#0f77c5;
  --ice:#eef5f8;--line:#dce5eb;--muted:#647482;--white:#fff;--shadow:0 20px 50px rgba(6,26,42,.12)
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#fff;color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit}
.skip-link{position:fixed;left:16px;top:-80px;z-index:9999;background:#fff;padding:10px 14px;border-radius:8px}
.skip-link:focus{top:12px}
.site-header{position:sticky;top:0;z-index:1000;background:rgba(7,24,39,.97);color:#fff;border-bottom:1px solid rgba(255,255,255,.12);backdrop-filter:blur(12px)}
.header-inner{max-width:1200px;margin:auto;height:74px;padding:0 24px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand img{width:125px;height:auto;object-fit:contain;filter:none}.footer-logo{width:125px;height:auto;object-fit:contain;filter:none}
.desktop-nav{display:flex;gap:28px;align-items:center}
.desktop-nav a{text-decoration:none;font-size:14px;color:#dce8ef;transition:color .15s}
.desktop-nav a:hover{color:#fff}
.header-actions{display:flex;align-items:center;gap:10px}
.button{display:inline-flex;align-items:center;justify-content:center;gap:8px;text-decoration:none;border-radius:10px;padding:11px 17px;font-weight:750;font-size:14px;border:1px solid transparent;transition:transform .15s,box-shadow .15s,background .15s}
.button:hover{transform:translateY(-1px)}
.button-primary{background:linear-gradient(135deg,var(--blue),var(--blue-2));color:#fff;box-shadow:0 10px 24px rgba(22,142,228,.22)}
.button-secondary{border-color:#a9bfd0;background:#fff;color:#0b3b61}
.button-large{min-height:50px;padding:13px 20px;font-size:15px}
.menu-toggle{display:none;background:transparent;border:0;padding:8px}
.menu-toggle span{display:block;width:24px;height:2px;background:#fff;margin:5px 0}
.mobile-nav{padding:12px 24px 20px;display:grid;gap:6px;background:#071827}
.mobile-nav[hidden]{display:none}
.mobile-nav a:not(.button){padding:9px 0;text-decoration:none;color:#e4edf2}
.welcome-strip{background:#071827}
.welcome-strip img{width:100%;height:auto;max-height:240px;object-fit:cover;object-position:center}
.section{max-width:1200px;margin:0 auto;padding:86px 24px}
.hero{display:grid;grid-template-columns:minmax(0,1.45fr) minmax(300px,.75fr);gap:70px;align-items:center;background:linear-gradient(135deg,#fff 0%,#f5f9fb 100%)}
.eyebrow{margin:0 0 12px;color:#217db9;font-size:12px;font-weight:850;letter-spacing:.22em;text-transform:uppercase}
.eyebrow.light{color:#8ec8ee}
h1,h2{font-family:Georgia,"Times New Roman",serif;font-weight:500;letter-spacing:-.025em}
h1{max-width:780px;margin:0;font-size:clamp(44px,5.4vw,72px);line-height:.98}
h2{margin:0;font-size:clamp(32px,3.6vw,50px);line-height:1.04}
.hero-lead{max-width:720px;margin:24px 0 0;font-size:19px;line-height:1.62;color:#3f5363}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}
.approval-note{max-width:720px;margin:18px 0 0;padding-left:14px;border-left:3px solid #98cde9;color:#536675;font-size:14px;line-height:1.55}
.hero-principles{display:grid;gap:2px;border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:var(--shadow);overflow:hidden}
.hero-principles>div{display:grid;grid-template-columns:36px 1fr;gap:4px 13px;padding:18px 20px;border-bottom:1px solid #edf1f4}
.hero-principles>div:last-child{border-bottom:0}
.hero-principles .icon{grid-row:1/3;width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:#edf7fd;color:#0879c7;font-weight:800}
.hero-principles strong{font-size:14px}
.hero-principles small{font-size:12px;color:var(--muted);line-height:1.4}
.section-heading{max-width:760px;margin-bottom:42px}
.section-heading.centered{text-align:center;margin-left:auto;margin-right:auto}
.section-heading>p:not(.eyebrow){color:var(--muted);font-size:17px;line-height:1.55}
.benefits{padding-top:74px;padding-bottom:90px}
.benefit-grid{display:grid;grid-template-columns:repeat(5,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.benefit-grid article{padding:26px 20px 28px;border-right:1px solid var(--line)}
.benefit-grid article:last-child{border-right:0}
.benefit-grid span{font-family:Georgia,serif;color:#8ebdd9;font-size:26px}
.benefit-grid h3{font-size:15px;margin:18px 0 7px}
.benefit-grid p{margin:0;color:var(--muted);font-size:13px;line-height:1.55}
.image-story{display:grid;grid-template-columns:1.15fr .85fr;min-height:520px;background:#071827;color:#fff}
.story-image{min-height:520px}
.story-image img{width:100%;height:100%;object-fit:cover;object-position:center}
.story-content{padding:70px clamp(32px,5vw,80px);align-self:center}
.story-content p{color:#c7d7e1;font-size:17px;line-height:1.6}
.clean-list{padding:0;margin:24px 0 30px;display:grid;grid-template-columns:1fr 1fr;gap:11px 24px;list-style:none}
.clean-list li{position:relative;padding-left:18px;font-size:14px;color:#edf4f7}
.clean-list li:before{content:"";position:absolute;left:0;top:.55em;width:6px;height:6px;border-radius:50%;background:#55b5ef}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.steps article{display:grid;grid-template-columns:54px 1fr;gap:18px;padding:24px;border:1px solid var(--line);border-radius:16px;background:#fff}
.steps b{width:54px;height:54px;border-radius:50%;display:grid;place-items:center;background:#e7f5fd;color:#0879c7;font-size:20px}
.steps h3{margin:3px 0 8px;font-size:17px}
.steps p{margin:0;color:var(--muted);font-size:14px;line-height:1.55}
.quality-section{display:grid;grid-template-columns:.9fr 1.1fr;background:#0a2235;color:#fff;min-height:560px}
.quality-copy{padding:80px max(32px,calc((100vw - 1200px)/2 + 24px));padding-right:60px;align-self:center}
.quality-copy p{color:#c3d4df;font-size:17px;line-height:1.65}
.quality-points{display:grid;grid-template-columns:1fr 1fr;gap:10px 18px;margin-top:28px}
.quality-points span{border-top:1px solid rgba(255,255,255,.18);padding-top:10px;font-size:13px}
.quality-image{min-height:560px}
.quality-image img{width:100%;height:100%;object-fit:cover;object-position:center}
.requirement-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}
.requirement-grid article{text-align:center;padding:24px 16px;border:1px solid var(--line);border-radius:14px;background:#fff}
.requirement-grid span{font-size:27px;display:block;min-height:36px}
.requirement-grid h3{font-size:14px;margin:13px 0 7px}
.requirement-grid p{margin:0;color:var(--muted);font-size:12px;line-height:1.5}
.provider-policies{padding-top:76px;padding-bottom:84px}
.provider-policies-shell{padding:42px;border:1px solid #d7e5ed;border-radius:22px;background:linear-gradient(145deg,#f7fbfd 0%,#edf6fa 100%);box-shadow:0 18px 48px rgba(8,38,58,.08)}
.provider-policies .section-heading{margin-bottom:28px}
.provider-policies-intro{display:flex;align-items:flex-start;justify-content:space-between;gap:30px;margin-bottom:26px;padding-bottom:24px;border-bottom:1px solid #d7e3e9}
.provider-policies-intro p{max-width:760px;margin:0;color:#526777;font-size:15px;line-height:1.65}
.provider-policies-note{flex:0 0 250px;padding:14px 16px;border-radius:12px;background:#071827;color:#e8f2f7;font-size:12px;line-height:1.55}
.provider-policies-note strong{display:block;margin-bottom:4px;color:#8ec8ee;font-size:11px;letter-spacing:.08em;text-transform:uppercase}
.policy-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.policy-card{display:grid;grid-template-columns:44px 1fr;gap:16px;padding:22px;border:1px solid #d8e5ec;border-radius:15px;background:#fff}
.policy-card-wide{grid-column:1/-1}
.policy-number{width:44px;height:44px;border-radius:50%;display:grid;place-items:center;background:#e6f4fc;color:#0e78bf;font-family:Georgia,"Times New Roman",serif;font-size:18px}
.policy-card h3{margin:1px 0 8px;font-size:15px}
.policy-card p{margin:0;color:#607482;font-size:13px;line-height:1.65}
.policy-card strong{color:#263f52}
.faq{padding-top:72px}
.faq-heading{display:flex;align-items:end;justify-content:space-between;gap:24px;margin-bottom:28px}
.faq-list{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.faq-list details{border:1px solid var(--line);border-radius:12px;background:#f8fbfc;padding:0 18px}
.faq-list summary{cursor:pointer;list-style:none;padding:18px 28px 18px 0;font-weight:720;font-size:14px;position:relative}
.faq-list summary:after{content:"+";position:absolute;right:0;font-size:20px;font-weight:400;top:13px}
.faq-list details[open] summary:after{content:"–"}
.faq-list p{margin:0 0 18px;color:var(--muted);font-size:13px;line-height:1.55}
.final-cta{display:grid;grid-template-columns:minmax(300px,.72fr) 1.28fr;align-items:center;background:#071827;color:#fff;min-height:480px;overflow:hidden}
.final-brand{height:480px;background:#091729}
.final-brand img{height:100%;width:100%;object-fit:cover;opacity:.82}
.final-copy{max-width:720px;padding:60px clamp(32px,7vw,100px)}
.final-copy p{color:#c6d6e0;font-size:17px;line-height:1.6}
.site-footer{background:#04121e;color:#aebfc9;border-top:1px solid rgba(255,255,255,.08)}
.footer-inner{max-width:1200px;margin:auto;padding:34px 24px;display:grid;grid-template-columns:160px 1fr auto;align-items:center;gap:32px}
.footer-inner p{font-size:12px;line-height:1.5}
.footer-inner nav{display:flex;gap:18px;flex-wrap:wrap;justify-content:flex-end}
.footer-inner nav a{text-decoration:none;font-size:12px}
.landing-support{position:fixed;right:18px;bottom:18px;z-index:1200;display:grid;justify-items:end;gap:10px}
.support-fab{border:0;border-radius:999px;min-height:50px;padding:0 17px;background:#168ee4;color:#fff;font:inherit;font-weight:800;box-shadow:0 12px 30px rgba(5,31,49,.28);cursor:pointer;display:flex;align-items:center;gap:8px}
.support-fab b{min-width:20px;height:20px;padding:0 5px;border-radius:50%;display:grid;place-items:center;background:#fff;color:#0879c7;font-size:10px}
.support-panel{width:min(390px,calc(100vw - 24px));border:1px solid #d9e2e8;border-radius:18px;overflow:hidden;background:#fff;box-shadow:0 20px 55px rgba(5,24,39,.25)}
.support-panel[hidden]{display:none}
.support-panel header{display:flex;justify-content:space-between;align-items:center;padding:15px 16px;background:#071827;color:#fff}
.support-panel header div{display:grid;gap:2px}
.support-panel header small{text-transform:uppercase;letter-spacing:.12em;color:#91c9ec}
.support-panel header button{border:1px solid rgba(255,255,255,.25);background:transparent;color:#fff;width:34px;height:34px;border-radius:10px;font-size:23px;cursor:pointer}
.support-body{padding:16px;max-height:450px;overflow:auto}
.support-anon{display:grid;gap:12px}
.support-anon p{margin:0;color:#526675;font-size:13px;line-height:1.55}
.support-chat{display:grid;gap:12px}
.support-messages{display:flex;flex-direction:column;gap:8px;max-height:250px;overflow:auto;padding:4px}
.support-message{max-width:88%;padding:9px 11px;border-radius:12px;font-size:12px;line-height:1.5}
.support-message.user{align-self:flex-end;background:#071827;color:#fff}
.support-message.admin{align-self:flex-start;background:#edf5f8;color:#163044}
.support-form{display:grid;grid-template-columns:1fr auto;gap:8px}
.support-form textarea{min-height:48px;max-height:110px;resize:vertical;border:1px solid #cfd9df;border-radius:10px;padding:10px;font:inherit;font-size:14px}
.support-form button{border:0;border-radius:10px;background:#168ee4;color:#fff;font-weight:800;padding:0 15px}
@media(max-width:980px){
  .desktop-nav{display:none}.menu-toggle{display:block}.header-cta{display:none}
  .hero{grid-template-columns:1fr;gap:35px}.benefit-grid{grid-template-columns:repeat(2,1fr)}.benefit-grid article{border-bottom:1px solid var(--line)}
  .image-story{grid-template-columns:1fr}.story-image{min-height:420px}.story-content{padding:52px 28px}
  .quality-section{grid-template-columns:1fr}.quality-copy{padding:60px 28px}.quality-image{min-height:480px}
  .requirement-grid{grid-template-columns:repeat(2,1fr)}.provider-policies-intro{display:grid}.provider-policies-note{flex:auto;width:100%}.footer-inner{grid-template-columns:1fr;text-align:center}.footer-logo{margin:auto}.footer-inner nav{justify-content:center}
}
@media(max-width:680px){
  .header-inner{height:64px;padding:0 16px}.brand img{width:110px;height:auto;object-fit:contain;filter:none}.welcome-strip img{min-height:116px;object-fit:cover;object-position:center}
  .section{padding:58px 18px}h1{font-size:42px;line-height:1.02}.hero-lead{font-size:17px}.hero-actions{display:grid}.hero-actions .button{width:100%}
  .hero{padding-top:48px}.hero-principles{border-radius:14px}.benefit-grid{grid-template-columns:1fr}.benefit-grid article{border-right:0}
  .clean-list{grid-template-columns:1fr}.steps{grid-template-columns:1fr}.steps article{padding:20px}
  .story-image{min-height:310px}.story-content{padding:44px 20px}.quality-copy{padding:48px 20px}.quality-image{min-height:390px}
  .quality-points{grid-template-columns:1fr}.requirement-grid{grid-template-columns:1fr 1fr}.requirement-grid article{padding:18px 10px}
  .provider-policies{padding-top:52px;padding-bottom:58px}.provider-policies-shell{padding:26px 18px;border-radius:17px}.provider-policies-intro{gap:18px}.policy-grid{grid-template-columns:1fr}.policy-card,.policy-card-wide{grid-column:auto}.policy-card{grid-template-columns:38px 1fr;gap:13px;padding:18px}.policy-number{width:38px;height:38px;font-size:16px}
  .faq-heading{align-items:flex-start;flex-direction:column}.faq-list{grid-template-columns:1fr}
  .final-cta{grid-template-columns:1fr}.final-brand{height:250px}.final-copy{padding:44px 20px}
  .landing-support{right:12px;bottom:12px}.support-fab{min-height:48px}
}
@media(max-width:390px){.requirement-grid{grid-template-columns:1fr}.hero h1{font-size:37px}}